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WhatsApp Payments starts in Brazil, is India next?

Facebook CEO Mark Zuckerberg announced to launch payments for people using WhatsApp in Brazil.

Brazil is the first country where Facebook is rolling out WhatsApp payment. The payment in WhatsApp can be done without any fees using Facebook Pay, which provides a secure and consistent way to make payments. It uses your Facebook Pay PIN or device biometrics every time you send money in WhatsApp and your card details are encrypted in accordance with PCI requirements along with protection by multiple layers of security.

Facebook is working with local banks, including Banco do Brasil, Nubank, Sicredi and Cielo, the leading payments processor for merchants in Brazil to enable payments in WhatsApp application. It supports a debit card or credit card to pay your bills to grocer or barber or gift someone via WhatsApp payment. Your card information is private and is not shared with merchants. 

Also Read – Google Play Billing Library 3.0 launched

Currently, the in-chat payment feature in Brazil will work with money transferred securely between bank accounts and the payments feature on WhatsApp is enabled through Facebook Pay and processed by Cielo in Brazil.

Updating to the next beta version or stable Android/iOS version might help to get this feature activated.

WhatsApp Payments
WhatsApp Payments

To set up your payment method in WhatsApp, you need to follow few steps –

  1. Open the chat box with whom you’d like to send money > tap on Attach > Payment.
  2. Tap CONTINUE on the Facebook Pay screen.
  3. Tap CONTINUE to accept WhatsApp’s Payments Terms and Privacy Policy, Facebook’s Payments Terms and Privacy Policy, along with Cielo’s Terms.
  4. Create a 6-digit Facebook Pay PIN.
  5. Confirm your Facebook Pay PIN by entering it again > tap NEXT.
  6. To use your fingerprint instead of manually entering your PIN, tap USE FINGERPRINT. Otherwise, tap Skip to manually enter your PIN.
  7. Enter your full legal first and last name and your CPF > tap Next .
  8. Add your card details. This includes your debit/credit card number, expiry date, and CVV.
  9. Tap on SAVE.
  10. After your card information has been added, you can verify your card.

Whatsapp Payment in India is currently stuck in between because of regulatory issues. Although WhatsApp digital payment was initially launched with beta version in India back in 2018, and many expected that country to be the first official one to enable payment in WhatsApp.

Now, after launching this feature in Brazil, Facebook expects to resolve the pending issue with concerned authorities in India and start this top notch feature in WhatsApp India soon.

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Rohan Jain

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